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Joseph P. Higgins, CPA, MBA
For over eight years, Mr. Higgins has worked as a Certified Public Accountant providing consulting services, audit, corporate tax, accounting, preparing cost segregation studies and training CPA firms on the methodology involved in preparing such studies.

He is a member of the New York State Society of Certified Public Accountants.

James S. Roof, Loss Consultant
Mr. Roof has been assisting policyholders, as their advocate in insurance matters, for over 40 years. During that time, he has tenured with a national loss consulting company, an AmLaw 100 law firm, Deloitte, and an international professional services firm.

He has a proven record of collaborating with all levels of professionals, from directors to senior level partners, with a main focus of large and catastrophic property losses.

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